Through our Business Online Banking Deluxe service, you can greatly reduce the time and expense involved in reconciling high-volume checking accounts. You upload your account activity and it will automatically reconcile the activity on your file with what is on the system.
Continental Bank's Controlled Disbursement service provides early morning notification within Business Online Banking Deluxe of checks that will clear against your account that day. It enables you to determine your borrowing or investment position in the morning, while market rates are most competitive.
Overnight Sweep Account
Our Overnight Sweep Account service maximizes your return on investment, assures liquidity and eliminates the manual tracking and transferring of funds. A written agreement directs us to sweep, on a daily basis, excess checking account balances into overnight repurchase agreements that earn higher rates of interest.
Positive Pay
Through our Business Online Banking Deluxe service, you can reduce/eliminate fraud by validating your checks presented to Continental Bank for payment. The system automatically matches the items against your check files prior to processing.
Increase the efficiency of your business operation with Remote Deposit Express. From your desktop, you can scan and submit your checks electronically to the bank. No more filling out deposits slips by hand. No more driving to the bank to make a deposit by 3:00 pm. Remote Deposit Express is a one-stop solution that includes electronic payment processing, online reporting and risk management services.
Zero Balance Accounts (ZBAs)
Continental Bank’s Zero Balance Account service is designed for businesses that maintain a general operating account and separate accounts for payroll, petty cash, or other purposes. With Zero Balance Accounts (ZBAs) in place, all of your funds are concentrated into one operating account. Disbursements are made from subsidiary accounts, which always maintain a zero balance. This account system allows your business increased investment opportunities and reduces administrative expenses.
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