|
Certificates of Deposit (CDs)/Individual Retirement Accounts (IRAs)____________
|
12 Month CD Special
|
3.450% (3.51% APY)
|
|
30 Month Bump Up CD*
|
3.932% (4.01% APY)
|
|
3 Month CD
|
2.225% (2.25% APY)
|
|
6 Month CD
|
2.469% (2.50% APY)
|
|
18 Month CD
|
2.713% (2.75% APY)
|
|
24 Month CD
|
2.956% (3.00% APY)
|
|
30 Month CD
|
3.005% (3.05% APY)
|
|
36 Month CD
|
4.018% (4.10% APY)
|
|
48 Month CD
|
4.018% (4.10% APY)
|
|
60 Month CD
|
4.018% (4.10% APY)
|
|
Annual Percentage Yield (APY) is accurate as of the date listed above and is subject to change without notice. Penalty may be imposed for early withdrawal. All rates quoted above are fixed rates. CDs with a term less than one year and special CDs have a $1,000 minimum deposit required to open. CDs with a one year term and greater have a $500 minimum deposit required to open.
*For the 30 Month Bump Up CD, the interest rate and APY may be increased only one time during the initial term to equal the current advertised interest rate and APY for a 30 Month Bump Up CD. This rate and APY will only apply for the remaining time of maturity.
|
|
Special Money Market Account________________________________________
|
$1,000 to $9,999.99
|
.999% (1.00% APY)
|
|
$10,000 to $24,999.99
|
1.735% (1.75% APY)
|
|
$25,000 to $49,999.99
|
2.469% (2.50% APY)
|
|
$50,000 plus
|
2.966% (3.01% APY)
|
|
Available for consumers only. As variable rate accounts, rates are subject to change. Fees could reduce account earnings.
|
|
Savings and Checking Accounts_________________________________________
|
Statement Savings - $300 minimum
|
1.489% (1.50% APY)
|
|
50 Plus Checking
|
0.745% (0.75% APY)
|
|
Interest Checking: Independence Checking
|
0.499% (0.50% APY)
|
|
Interest Checking: Independence Plus Checking - $0 to $9,999.99
|
0.747% (0.75% APY)
|
|
Interest Checking: Independence Plus Checking - $10,000 to $24,999.99
|
0.747% (0.75% APY)
|
|
Interest Checking: Independence Plus Checking - $25,000 plus
|
0.999% (1.00% APY)
|
|
As variable rate accounts, rates are subject to change. Fees could reduce account earnings.
|
|
Business Money Market Account________________________________________
|
$0 to $9,999.99
|
0.999% (1.00% APY)
|
|
$10,000 to $49,999.99
|
1.735% (1.75% APY)
|
|
$50,000 to $99,999.99
|
2.469% (2.50% APY)
|
|
$100,000 to $249,999.99
|
2.469% (2.50% APY)
|
|
$250,000 plus
|
2.469% (2.50% APY)
|
|
As variable rate accounts, rates are subject to change. Fees could reduce account earnings.
|
|
Consumer Loan Rates ____________________________________________ APR
|
Home Equity Loan - 12 to 60 month term (80% LTV)**
|
5.49%
|
|
Home Equity Loan - 61 to 84 month term (80% LTV)**
|
5.99%
|
|
Home Equity Loan - 85 to 180 month Term (80% LTV)**
|
6.24%
|
|
Home Equity Line of Credit*
|
Prime - .25%
|
|
*Our current Annual Percentage Rate (APR) is at prime - .25% (Prime as published in the Wall Street Journal is currently 5.00% and can be adjusted daily). Floor rate is 5.00% APR. Maximum APR of 18%. Property insurance required. Cannot be combined with any other offer. Interest may be tax deductible (consult your tax advisor). Offer can be withdrawn at any time. Other costs and fees may apply. Offer subject to credit approval. Rates assume automatic payment from a Continental Bank checking account.
**Rates include a .50% discount for automatic payment from a Continental Bank checking account. Interest may be tax deductible (consult your tax advisor). Offer can be withdrawn at any time. Sample payment on a Home Equity Loan with a balance of $10,000 at 5.49% APR over five years is $190.97 per month. Other costs and fees may apply. Offer subject to credit approval.
|
|
Equal Housing Lender • Equal Opportunity Lender