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Certificates of Deposit (CDs)/Individual Retirement Accounts (IRAs)
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30 Month Bump Up CD*
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1.990% (2.01% APY)
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3 Month CD
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0.349% (0.35% APY)
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6 Month CD
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1.489% (1.50% APY)
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9 Month CD
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1.489% (1.50% APY)
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12 Month CD
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1.489% (1.50% APY)
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18 Month CD
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1.735% (1.75% APY)
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24 Month CD
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1.735% (1.75% APY)
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30 Month CD
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1.784% (1.80% APY)
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36 Month CD
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1.990% (2.01% APY)
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48 Month CD
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2.029% (2.05% APY)
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60 Month CD
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2.723% (2.76% APY)
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Annual Percentage Yield (APY) is accurate as of the date listed above and is subject to change without notice. Penalty may be imposed for early withdrawal. All rates quoted above are fixed rates. CDs with a term less than one year and special CDs have a $1,000 minimum deposit required to open. CDs with a one year term and greater have a $500 minimum deposit required to open.
*For the 30 Month Bump Up CD, the interest rate and APY may be increased only one time during the initial term to equal the current advertised interest rate and APY for a 30 Month Bump Up CD. This rate and APY will only apply for the remaining time of maturity.
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Money Market Account
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$1,000 to $9,999.99
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0.110% (0.11% APY)
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$10,000 to $24,999.99
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0.359% (0.36% APY)
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$25,000 to $49,999.99
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0.608% (0.61% APY)
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$50,000 plus
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0.856% (0.86% APY)
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Available for consumers only. As variable rate accounts, rates are subject to change. Fees could reduce account earnings.
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My Choice Checking 2 (No Minimum Balance Required)
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$0 to $24,999.99 if requirements are met
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1.990% (2.01% APY)
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$25,000 plus if requirements are met
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0.757% (0.76% APY)
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All balances if requirements are not met
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0.100% (0.10% APY)
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Annual Percentage Yield (APY) is effective as of the date listed above and subject to change without prior notice. Eligibility requirements to earn higher interest rate is 1)Have 10 cleared check card transactions per statement cycle, and 2)Be enrolled in eStatements (VALID EMAIL ADDRESS REQUIRED) and 3) Perform one monthly direct deposit or bill pay auto debit. This must be a recurring automated transaction. When checking eligibility requirements are met, you will earn 2.01% APY on balances of $0 to $24,999.99 and 0.76% APY on balances of $25,000 plus. When eligibility requirements are not met, you will earn a 0.10% APY on all balances. If you have met your eligibility requirements for the month, we will also refund all ATM fees assessed by Continental Bank and reimburse ATM fees assessed by other banks.
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My Choice Checking 3 & 4 (Relationship Required)
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$0 to $24,999.99 if requirements are met
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1.990% (2.01% APY)
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$25,000 plus if requirements are met
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0.757% (0.76% APY)
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All balances if requirements are not met
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0.250% (0.25% APY)
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Annual Percentage Yield (APY) is effective as of the date listed above and subject to change without prior notice. Eligibility requirements to earn higher interest rate is 1)Have 10 cleared check card transactions per statement cycle, and 2)Be enrolled in eStatements (VALID EMAIL ADDRESS REQUIRED) and 3) Perform one monthly direct deposit or bill pay auto debit. This must be a recurring automated transaction. When checking eligibility requirements are met, you will earn 2.01% APY on balances of $0 to $24,999.99 and 0.76% APY on balances of $25,000 plus. When eligibility requirements are not met, you will earn a 0.25% APY on all balances.
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Savings Accounts
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Statement Savings - $300 minimum
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0.509% (0.51% APY)
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My Choice Savings* - $0 to $249,999.99
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1.143% (1.15% APY)
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My Choice Savings* - $250,000 plus
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0.509% (0.51% APY)
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As variable rate accounts, rates are subject to change. Fees could reduce account earnings.
*Must have a My Choice Checking 3 or 4 and select this as one of your features. A recurring transfer via automatic funds transfer or online banking tranfer must be made each month.
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Business Money Market Account
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$0 to $9,999.99
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0.110% (0.11% APY)
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$10,000 to $49,999.99
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0.608% (0.61% APY)
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$50,000 to $99,999.99
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0.856% (0.86% APY)
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$100,000 to $249,999.99
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0.856% (0.86% APY)
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$250,000 plus
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0.856% (0.86% APY)
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As variable rate accounts, rates are subject to change. Fees could reduce account earnings.
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Consumer Loan Rates___________________________________________APR
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Home Equity Loan - 12 to 60 month term (80% LTV)**
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5.99%
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Home Equity Loan - 61 to 84 month term (80% LTV)**
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6.49%
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Home Equity Loan - 85 to 180 month Term (80% LTV)**
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6.59%
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Home Equity Line of Credit*
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Prime%
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*The rate is a variable APR based on the Prime Rate published in the Wall Street Journal, which is currently 3.25% APR. Floor APR after introductory period is 5.00%. Maximum APR is 18%. A pre-payment penalty of $250 will be applied if loan or line of credit is closed within 12 months of opening for any reason. Property insurance required. Cannot be combined with any other offer. Interest may be tax deductible (consult your tax advisor). Offer can be withdrawn at any time. Other costs and fees may apply. Offer subject to credit approval. Rates assume automatic payment from a My Choice Checking 3 or 4 checking account, where loan discounts was chosen as a premium choice.
**Rates include a .50% discount for automatic payment from a My Choice Checking 3 or 4 checking account, where loan discounts was chosen as a premium choice. Interest may be tax deductible (consult your tax advisor). Offer can be withdrawn at any time. Sample payment on a Home Equity Loan with a balance of $10,000 at 5.99% APR over five years is $192.32 per month. Other costs and fees may apply. Offer subject to credit approval. Rates quoted are for junior lien position. Please contact the bank for other rates and terms.
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Equal Housing Lender • Equal Opportunity Lender